If you’re a renter, don’t move unless you must
A yawning gap in average rent between newly rented and already occupied units is adding to concerns about housing scarcity in the country, according to a report from the [...]
Financial planning
Money Management 4 – 10 Basic Rules
10 Basic Rules of Money Management 1. Plan – Plan for the future, major purchases and periodic expenses. 2. Set financial goals – Determine short, mid and [...]
Money Management 3 – Financial Evaluation
Evaluation of your financial standing is the most important step in your personal money management. Make the necessary adjustments to meet your needs and reach your [...]
Money Management 2 – Set financial goals and prioritize
Imagine what you would like to do with your money. What do you see? Do you see a future free of financial worries? Are there specific items you want to [...]
10 things to know during times of financial uncertainty
Keep track of your money.Commit to a spending plan. Making a budget will help you stick to a plan and stay on top of your finances.Minimize your debt. Borrow only what you [...]
Money Management 1 – Financial control
Did you know that November is “financial literacy month”? Throughout the month, an array of financial, government and corporate sponsors stage events devoted to [...]
Being certain in uncertain times
My name is Brenda Namulindwa and I have been a Registered Nurse for more than 6 years. I’m also a financial planner/educator. I embarked on this journey as a financial [...]
Five ways to avoid a CRA tax audit
An audit is basically the Canada Revenue Agency’s (CRA) way of making sure you’ve paid all the taxes you owe. That means getting lost on a paper trail as you [...]
Tax Matters: First-Time Home Buyers’ Tax Credit
Did you know that as a first-time home buyer you can claim $5,000 for the purchase of a qualifying home and if you did not live in another home owned by you or your [...]
Tax bills to edge lower for millions of Canadians in 2016
The majority of Canadians will wake Jan. 1 to a new year and a lower tax bill. With the Liberals’ promised re-jigging of income tax rates coming into effect on Friday, [...]